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Privacy Policy - Galaxy Calc

Last updated: 27 Aug 2026

Galaxy Calc is a professional software application designed exclusively for insurance advisors to generate premium calculations, quotations, and customer engagement materials.

We are committed to protecting your privacy and handling your data responsibly.

Important Third-Party Tool Disclaimer

Galaxy Calc is an independent third-party calculator and advisor support tool developed by Insurance Xpress, Coimbatore.

This application is not an official application of Galaxy Health Insurance Company Limited and is not owned, operated, endorsed, or authorised by the insurance company.

Premium calculations, product highlights, posters, and quotation formats generated in this application are provided only for advisor reference and presentation support.

All premiums, benefits, eligibility, underwriting decisions, discounts, add-ons, terms, conditions, and final quotations are subject to verification and confirmation by Galaxy Health Insurance Company Limited.

Users must verify all details with the official insurer portal, policy wording, brochure, circulars, and authorised company communication before sharing or finalising any proposal.

1. Information We Collect

Personal information: mobile number, name, designation, state, and district for login, profile display, branding, analytics, and support.

Payment information: payments are processed by Razorpay. We do not store card, UPI, or bank details. We store payment reference ID, amount paid, and plan type.

Usage data: login timestamps, page access logs, and feature usage for performance improvement.

2. How We Use Your Information

We use your information to authenticate users, provide access to calculators and Pro features, generate branded posters and quotations, process payments, improve performance, and prevent misuse.

We do not use your data for advertising or resale.

3. Data Sharing

We do not sell, rent, or trade your personal data.

Data may be shared only with Razorpay for payment processing or legal authorities if required by law.

4. Cookies, Sessions, and Analytics

Galaxy Calc uses session cookies for login continuity. Sessions are maintained for up to 7 days from last usage.

We use Google Analytics to understand app usage, device type, browser information, approximate location, and interaction patterns.

Analytics data is used only for internal performance improvement, not advertising.

Google privacy policy: https://policies.google.com/privacy

5. Data Security

We use HTTPS encryption, secure server-side sessions, restricted database access, and system monitoring.

No method of transmission over the internet is 100% secure, but we take reasonable steps to protect your information.

6. User Rights

You may access your profile information, update your details, and request account deactivation.

7. Children's Privacy

Galaxy Calc is intended only for professionals aged 18 and above. We do not knowingly collect data from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated date.

9. Contact Information

Developer: Insurance Xpress, Coimbatore

Mobile: 99946-49249

Email: mail@insurancexpress.in

Website: https://galaxycalc.in