Privacy Policy – Galaxy Calc

Galaxy Calc (“we”, “our”, “us”) is a professional software application designed exclusively for insurance advisors to generate premium calculations, quotations, and customer engagement materials.

We are committed to protecting your privacy and handling your data responsibly.

1. Information We Collect

a) Personal Information

• Mobile Number – used for login and user identification
• Name & Designation – used for profile display and branding
• State & District – used for internal analytics and support

b) Payment Information

• Payments are processed securely via Razorpay
• We do not store your card, UPI, or bank details
• We store only payment reference ID, amount paid, and plan type

c) Usage Data

• Login timestamps
• Page access logs
• Feature usage for performance improvement

2. How We Use Your Information

• Authenticate users securely
• Provide access to calculators and Pro features
• Generate branded posters and quotations
• Process payments and subscriptions
• Improve app performance and reliability
• Prevent unauthorized access or misuse

We do not use your data for advertising or resale.

3. Data Sharing

We do not sell, rent, or trade your personal data.

Data may be shared only with:

• Razorpay – for payment processing
• Legal authorities – if required by law

4. Cookies & Sessions

• Session cookies for login continuity
• Limited analytics cookies (Google Analytics) for performance monitoring only
• No advertising or tracking cookies

Cookies are required for proper functioning of the app and cannot be disabled without affecting usage.

4A. Analytics & Performance Monitoring

Galaxy Calc uses Google Analytics to understand how the application is used and to improve performance, stability, and user experience.

• Pages visited and feature usage
• Device type and browser information
• Approximate location (city / region level)
• Session duration and interaction patterns

Google Analytics may use cookies or similar technologies to collect this information. IP addresses are processed in accordance with Google’s privacy standards.

This data is used strictly for internal analysis and performance improvement. We do not use analytics data for advertising or marketing.

Learn more about Google’s privacy practices:
https://policies.google.com/privacy

5. Data Security

• HTTPS encryption
• Secure server-side sessions
• Restricted database access
• Regular system monitoring

Despite our best efforts, no method of transmission over the internet is 100% secure.

6. User Rights

• Access your profile information
• Update your details
• Request account deactivation

7. Children’s Privacy

Galaxy Calc is intended only for professionals (18+). We do not knowingly collect data from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated date.

9. Contact Information

Galaxy Calc
📧 Email: mail@insurancexpress.in
🌐 Website: https://galaxycalc.in